Can Impact Windows Lower Your Home Insurance in Florida?
Protecting every opening of your home can qualify you for wind mitigation credits on your insurance. Here's how it works in Florida.
Need it fixed instead? See our impact window and door installation service, or use our free estimate form. Standard repairs run $99–$375 per panel; impact doors need a free onsite estimate.
Florida's wind mitigation discounts
Florida law requires home insurers to offer discounts for features that reduce hurricane damage. Opening protection — impact-rated windows and doors, or approved shutters — is one of the features insurers look at.
The size of the discount depends on your insurer, your home and which other features you have, so your agent is the best source for exact numbers.
Why every opening matters
To get the best opening-protection credit, typically all windows, doors and glass openings must be protected. One unprotected sliding glass door can limit the credit — which is why many homeowners upgrade the slider along with the windows.
The wind mitigation inspection
After installation, a licensed inspector completes a wind mitigation form documenting your home's protection. You send that form to your insurance agent to apply the credits.
Keep your product approval paperwork and permit records from the installation — inspectors use them to verify the products are impact-rated.
Other benefits beyond insurance
Impact windows and doors also mean no shutters to put up before a storm, better security, less outside noise and more comfortable rooms year-round.
Slideways Solutions installs impact windows and sliding glass doors across Broward, Miami-Dade and Palm Beach counties. Call (754) 228-7654 for a free estimate.
Need a hand with your door or windows?
Sliding glass door repair and impact window & door installation across Broward, Miami-Dade and Palm Beach counties. Licensed, bonded & insured. Repairs backed by a 2-year limited warranty, new installations by a 10-year limited warranty.
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